Investing In Slower Markets – Part 2: When the market is unpredictable and investors look for guidance, we often tell individuals to focus on the things they can control. Managing personal inflation rates and maximizing saving accounts can often have the greatest impact on long-term financial success, many times regardless of portfolio outcomes. Jonathan Clements gives us a realistic prediction about what the market may do and its outcomes. Feb 08 096His advice is something right out of our own book, Americans need to save like crazy to compensate for the market’s likely modest gains—and they should make sure they capture as much of those gains as possible, by opting for low-cost market-tracking index funds.” We couldn’t agree more Mr. Clements.


Bill Schultheis
As the author of The Coffeehouse Investor, Bill Schultheis is also a Financial Advisor and Co-founder of Soundmark Wealth Management.

The Three Principles

1. Save for a rainy day.

Develop a long term financial plan.

2. Don’t put all your eggs in one basket.

Diversify in different asset classes.

3. There is no such thing as a free lunch.

Capture the entire return of each basket, or asset class, through low cost index funds.

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The Coffee House Investor Book Cover


How to Build Wealth, Ignore Wall Street & Get On With Your Life
by Bill Schultheis


Who is The Coffeehouse Investor?

This non-commercial web site is for investors across the nation and around the world who recognize and embrace the sophistication of simplicity in their investment portfolios as well as their personal lives.

The Coffeehouse Investor does not provide financial advice - our purpose is to provide creative education for investors who want to build wealth, ignore Wall Street and get on with their lives by making informed, intelligent investment decisions.