Outfox the Box

The Coffeehouse Investor philosophy boils down to one question…

Are you interested in the entertainment value of the stock market, or is your primary goal to maximize returns and minimize your risk in an effort to reach your long term financial goals?

It is as simple as that.

The Coffeehouse philosophy of investing can be summed up in a quick game called “Outfox the Box.”

Are you ready? You are the contestant in this game. There are ten boxes, and you know how much is in each box. These are your choices, it looks something like this….

$1000 $2000 $3000 $4000 $5000
$6000 $7000 $8000 $9000 $10,000

Which box will you choose? (Remember, you know how much is in each box)

This is not a trick question. Anyone would choose the $10,000 box.

The choices you make when building a diversified portfolio are just as easy.
(Maybe that’s why so many multi-billion dollar public pension portfolios make the same choices as Coffeehouse Investors)

This time let’s change the rules a little. This time only the $8000 box is shown. It looks something like this….

$8000 ?? ?? ?? ??
?? ?? ?? ?? ??

Now which box will you choose?

The answer is also obvious – you would choose the $8000 box.


Because the chance of increasing your winnings is not worth the risk of choosing an amount substantially less, unless of course you are a gambler, in which case, you are probably at the wrong website, and should be here instead.

With the stock market average consistently beating 75% to 85% of all mutual funds, it is a testimony to the gargantuan advertising budget of the financial industry that so many investors forego a sure thing of the $8000 box in search of something better.

While you’re at it, do you feel lucky?

Go ahead, make your day.

Try to Outfox the Box!

Click on a box to find out to see what you are missing:

Continuing On…

Wall Street spends $20 billion dollars a year in advertising dollars trying to convince you to forego the $8000 box in search of something better.

Sometimes we need to step back from the clutter and fray and ask ourselves…

Is it worth the risk?

Is it worth my time?

Is it worth my money?

Wall Street says it is.

(What else are they going to say?)

The next time you ponder these questions remember how quickly you chose the $8000 box.

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How to Build Wealth, Ignore Wall Street & Get On With Your life by Bill Schultheis

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