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With the stock market trading at an all time high – is now a good time to take profits, or buy more stocks? What happens if you have sold your home and are looking to invest the proceeds in the stock market? Should you wait for the inevitable correction?

Before you do anything, first create a financial plan to serve as your guide in making your allocation between stocks and bonds.  Let your financial plan and asset allocation between stocks and bonds drive your investing decisions.  Live your life as if the stock market doesn’t exist.