Before adding assets or changing portfolio strategies, ask yourself the three questions included at the end of the latest market performance report.  Remember that sticking to a long-term, disciplined investment approach, based upon research and implementation, may be your best approach to navigating uncertain markets.  

Many retirees are surprised to learn they remain in a high tax bracket even after leaving the workforce. Taking Social Security along with Required Minimum Distributions (RMDs) from retirement accounts is often what spikes a retiree’s tax exposure. Soundmark Wealth Principal Todd Flynn explains how you can save significant tax and money over time in converting traditional IRAs into Roth IRAs

Need expert advice? Let’s connect, I’d be happy to provide a second opinion on your financial profile and look for ways to minimize your tax exposure. 

In my latest column, I reiterate why it’s imperative to tune out the market noise – especially in our current economic climate. I created the tagline “How to Build Wealth, Ignore Wall Street, and Get on with Your Life” over 18 years ago, but the principles are still very relevant today. Read the financial steps required to discover freedom and fulfillment in your own life.

With the continued increase in health insurance cost, many employers and self-employed individuals are using high-deductible health insurance plans combined with a Health Savings Account (HSA). HSAs can be a great way to manage healthcare costs, gain a tax deduction, and save future dollars. Review the details on how you can leverage your IRA to fund your HSA account.

If you have questions about managing retirement costs or building financial plans, please contact me. I would be happy to offer you insights on how I can accentuate your journey.

Rest in peace Jack. Thank you for having such a profound impact on the world of investing.